Frequently Asked Questions (FAQs)

What is Credit Repair?

Credit Repair is the process of fixing your credit score, either by yourself or with the help of others. Some would call it Credit Restoration which also implies the same context but just worded out differently.

Why is credit score important?

Your credit score is calculated by the 3 bureaus based on your credit activity over the years.  Lenders use credit scores to evaluate the probability that an individual will repay his or her debts. A high credit score assures lenders that you are a good payer. While a bad credit score may cause lenders to doubt your ability to meet the costs.

How long does Credit Repair take?

Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. The length of the credit repair depends on the severity of the negative items listed.

Does checking my credit hurt my score?

Our team of experts will help you obtain your credit report from the 3 credit bureaus. This process is considered a soft pull which means it will not affect your credit score.

How long do I need to be on the program?

The length of your stay on the program depends on you – you are the boss. Our team of experts will be here to help you and provide only the best approaches for us to achieve your ideal and improved credit score within your ideal time frame.

How long does it take to see results?

It depends on the severity of your negative items listed on your credit report. The more difficult the negative item, the longer it will take to remove them. But since our team has formulated a game plan around your goals, situation and the number of negative items that require work, we have been removing difficult items faster and more highly compared to others.

What are the negative items that you can remove from my credit report?