Improve Your Credit Score with these 4 Simple Ways
If you are planning to get a new house or purchase a brand new car and you don’t have the ability to pay in cash, you can choose to get bank loans. But what if you have a low credit card score? This article will teach you how to increase your credit card score so that you don’t have to worry about getting high interests for your loans because of a poor credit card score. You can always be in control of your loan and get better terms for your loan.
Credit Card score repair doesn’t happen overnight. It requires improving your network so that it can help you build your credit card score. You have to GET STARTED early because one day, you will surely need it. Whether it be for personal or business purposes, everyone comes to a point where they have to get a loan. And a good credit score will help you get low loan interest rates and terms.
So how do you improve your credit card score? Here are some simple tips on how you can improve it:
1. Get your credit card reports reviewed.
TransUnion, equifax, and Experian are credit bureaus that are required to give FREE COPY of your credit report every year. There are also other websites that offer credit card review. Here at Kin Credit Repair, we can also help you out. You will be able to know your credit score and check if you are in good or bad standing with your financial loans.
2. Get Your Negative Marks Disputed.
You can write letters to credit bureaus to have your negative marks disputed. But what happens when you are not skilled enough to work on letters to dispute your negative items? It’s good that here in Kin Credit Repair, we can also dispute your negative marks. We have a Negative Buster Package to help you get that negative items busted.
Review your credit reports as meticulous as you can so you can check items that can be disputed and you can have your credit score improved. You can always start with collection judgement and accounts. You should pay attention to these factors because they weigh more in your credit card score.
Some negative remarks require longer time to get disputed so make sure that you start early with your credit score review and negative marks dispute. Start with the process even before the need for a good credit score arises. In the foreseeable future, you are going to need a good credit score, so GET STARTED now.
3. Get your Late Payment Disputed
Mistakes always happen when it comes to credit card financial statements. Sometimes, you get late payment entries for the wrong reasons. The bad news is whether this happens incorrectly, it will still be counted as a negative mark on your credit score. So what should you do with these late payments? You can always have them disputed. Payment history has a great weight on your credit card score and this is not something that you should take for granted.
4. Increase your Credit Limits
Do you know that your credit score also depends on how often you use your credit card? Spending all your credit limit will hurt your credit score. You have to pay your balance If you owe $5000 on a $5000 limit credit card, you should pay half of it so that your credit score can increase.
Improving credit score doesn’t happen overnight. These are only some ways on how you can improve your credit score. If you can’t work on it by yourself, Kin Credit Repair is ready to help you improve your Credit Score.